Clarity about your future, in minutes

Know Your Nest Egg turns a handful of simple numbers into an honest answer to the question that matters most: when can work become optional?

01
Share your financial picture
Enter your age, what you have invested across your accounts, and roughly how much you invest each year. No account linking, no signup — just a few numbers you likely already know.
02
Define the life you want
Choose a target lifestyle and the age you would love work to become optional. We translate that into your personal freedom number, the portfolio size that sustains your spending for life.
03
See your trajectory
Instantly see the age your nest egg reaches your freedom number, plus a projection of how your portfolio grows over time in today’s dollars.
04
Model what matters
Test realistic changes — saving more, spending less, investing a raise — and watch how each one reshapes your timeline. Clarity turns into confident decisions.

Built on principles you can trust

Everything runs in your browser. We never ask you to link a bank or create an account, and your numbers never leave your device.

We use an inflation-adjusted return so every figure reflects real purchasing power — no confusing, inflated future numbers.

Our projections use the same time-tested principles behind the 4% rule and compound growth, with assumptions you can adjust yourself.

When can I become financially independent?

Can my investments grow enough without aggressive saving?

What number is truly enough?

How much does my savings rate change my future?

What does spending more today cost my future self?

What does my next raise really buy me?